Huntington Bank Unveils 1866 Studio AI Operating System for Small Business

The Huntington National Bank announced The 1866 Studio on October 19, 2026, describing it as an AI-powered operating system for prospective and current small business owners built with Gemini platform, Google Cloud’s AI platform. Early-access signups opened the same day and are not limited to Huntington customers. Named for the year Huntington was founded, the product is designed to combine business guidance, financial intelligence, digital tools and human expertise in a single, connected experience.

Huntington said the operating system is intended to simplify the complex, time-consuming work involved in starting and running a business. According to the bank, The 1866 Studio will provide agentic AI workflows spanning the financial, operational and management needs of business owners, workflows it said are meant to streamline complex work and help owners move from information to intelligence to action.

By keeping relevant business context across tasks, Huntington said, the system is designed to let owners coordinate decisions across otherwise separate tools while staying in control as their needs change. Brant Standridge, president of Huntington Bank, said that for more than 160 years, helping businesses…